Rewards on Use of Credit Card

By Mufti Taqi Usmani
Posted: 27 Zul-Qa'dah 1422, 10 February 2002

Q.) When using credit cards, some banks give bonus miles or bonus points for purchases and some other benefits. Please clarify it if we can use it. Every month I pay off the total of account without paying an extra cent of interest. [Ayyub Gajia]

A.) If a Credit Card is used for purchases and the bills are paid promptly without requiring to pay interest on late payment, it is permissible and the benefits given by the Credit Card Company as rewards can be availed of. It is not impermissible to benefit from such rewards.